Inclusive Growth and Govt. Budgeting

2019-04-29 13:17 :02

CA : Feb 2020 Onwards

2020-03-10 12:55:03

13th Major port proposed in Vadhavan, Maha w/ JNPT as lead partner. Made by using ==landlord port model== where Private coys do port operations through their own superstructure, equipment etc and Gov acts as regulator
Corporate Train model : Railways gives IRCTC or other PSU to take decisions of running the services viz food, fare, on-board facilities etc. They pay IR a pre fixed amount which includes Haulage charges, Lease Charges, Custody Charge.
CRAR as per Basel III norm requirement in 8% as per RBI it is 9%. ![[Pasted image 20230113080844.png |500]]
Finance Bill contains provisions on financing the expenditure, and Appropriation Bill specifies the quantum and purpose for withdrawing.
Cess is levied on tax payable not on income, can be both direct and indirect and is deposited in the CFI.
SVAMITVA Yojana (Survey of Villages and Mapping with Improvised Technology in Village Areas) : #scheme to map residential land ownership in rural sector, for property record maintenance, under Panchayati Raj ministry, property cards will be prepared by states given to owners ^339fc7
Open Budget Survey by International Budget Partnership IBP promotes access to Budget info and accountability. IN ranks 53/117
Banking Regulation Amendment Bill 2020 bring coop banks under supervision of RBI, amalgamation w/o placing it under moratorium
NBFC MFIs : min net owned fund of Rs 5 cr or 2cr in NE region, 85% of total net asset in nature of qualifying assets, its share in microfinance sector is 30%, non-deposit taking
Ayushman Sahakar #scheme - assist coop to play imp role create healthcare infra, term loans for working capital and margin money, assistance through state Gov/UT, interest subvention of 1% women majority coop.
G Sec prices fluctuate due to change in demand supply, in interest rate, dev in other markets ex forex, dev in international bond market esp US treasuries
Escape clause in Govt Budgeting allows it to deviate from fiscal target by 0.5%.
New Industrial Dev Scheme for J&K a CSC to generate employement.
Under CGST #act person can be arrested if tax evasion 2cr, 5cr is non-balaible.
Green Tax for older vehicles.
Off Budget borrowing : loans not taken by Centre but by another public institution which borrows on the direction of central gov, ==not included in fiscal deficit==.
FD of 2021-22 was 6.8% - due to COVID, Low revenue flow during lockdown, Govt relief
EPF mandatory for Coys over 20+ employees, Min 12% of monthly salary is contributed [[#Stand Up India Scheme]] [[CA - Inclusive Growth and Budgeting#^9bfcad |On Tap Licensing]]
Indian [[003 Fiscal System or Public Finance in India#Public Debt Internal Debt |Public Debt]] highest among emerging economies per Moodys
Connected Commerce #report by NITI Aayog.
- Identifies challenges in accelerating digital fin inclusion viz Digital Exclusion, Unfamiliarity, Corruption, Inadequate Rural Banking, Accountability issue.
- Recommendations : Strengthen payment infrastructure, Digitizing registration, Building information sharing system, access to low cost capital by agricultural NBFC, make city transit accessible to all.
RBIs earns from : on foreign currency assets, interest of holding of local Rupee denominat gov bonds/securities, Mgt commission on handling borrowigns of state/central gov.
National Asset Reconstruction Company NARCL #body
- Announced in Budget 2021 is a bad bank that takes over stressed asset > 500cr. Will have ARC and AMC to manage and recover dud assets.
- Will be a public sector enterprise PSE, deep pockets to buy NPA of huge amounts.
- SARFAESI #act provides legal basis for ARCs.
Mo Corporate Affairs has changed SME turnover threshold to Rs 250cr for Medium and Rs 50cr from Small cos.
All states that are indebted to the Centre require its permission to borrow. Since all states are indebted all of them require consent.
Connected lending : when promoter of a bank is also a borrower allowing it to use depositors money to fund their own projects. Ever greening of loans (one loan after another is given to pay back previous ones) could also be done with it.
- Co-Lending when 2 lender firms come together to disburse loans it is used to improve flow of credit ot the unserved and underserved sectors of economy at an affordable cost.
  - RBI has permitted banks to co-lend with NBFCs.
Tokenisation is replacement of actual credit and debit card details with alternate code or ‘token’. Does not allow sharing of actual details to merchant. RBI has asked online players to deleted card details or replace them with tokens.

CA : April 2019 - Jan 2020

2019-04-29 13:17:02

Indian Startup ecosystem #report. IN 17/100 countries in strength ecosys. Bangalore New Delhi Mumbai top cities. 3800 start-ups $11bil funding, most popular is ecommerce.
PM Jan Dhan #scheme 5 yrs over 99lkh crore deposit 35 cr benefited, poor bank account, 21cr rural 18 cr female, ru-pay card 1st phase 1lkh insurance free, bank correspondence 5000rs remuneration
Prepaid Payment instruments (PPIs) eg smart cards, mobile wallets etc, regulated by RBI, used for transaction, 3 types closed (brand specific gift cards), semi closed and open.
NABARD’s Rs.700cr venture capital fund Nabventures, fund start-ups in agri sector, boost investment ecosystem, Gov holds 100% stake. #body
RBI Vision 2021 statement for ==e-payment and settlement system==. Theme e-payment experience #scheme
IN working age population has grown larger than dependent population ‘demographic dividend’; because do decrease in Total Fertility rate(TFR 2.3); TFR high in rural regions.
Angikar Campaign for social behaviour change issues such as water & energy conservation, waste management etc for beneficiaries of completed houses under PMAY (U) Mo Housing and Urban Affairs. #scheme
Gov removed Debenture Redemption Reserve used to protect investors from possible defaults, for NBFCs HFCs, done to reduce the cost of raising capital will deepen bond market.
Inverted Yield curve when long term interest is less than short term eg un US 10 yr yield is 2yr; interest rate on lending money
Alternative Investment fund AIF to be created by Gov to provide last mile funding for stalled affordable and middle income housing projects. They are privately pooled investment funds in form of a trust/ company/ corporate body.
RBI announced final guidelines for on tap licensing of private Small Fin Banks. On tap licencing means giving ==licenses all throughout the year==. Individuals/Entities need to have more than 10 yrs of experience and asset >= 5,000cr ^9bfcad
‘in principle’ approval means that bank has 18 months to comply w/ all conditions granted under Banking Regulation Act 1949
North East Handloom and Handicraft Exhibition inaugurated at Aizawl

CA Investment Model : April 2019 - Jan 2020

2019-04-28 06:35:58

Government Owned Contractor Operated model recommended by Lt Gen Shekatkar #committee.
- Assets owned by gov will be operate by private industries.
- they will need not make investment on land, machinery etc.
- Mission are set by gov and implemented by private sector.
Global Investment Trend Monitor #report by UNCTAD :
- India was top 10 recipient of FDI in 2019 $49bil
- 16% increase from 2018.
- Global FDI dec to $1.39tril,
- South Asia recorded 10% inc
- Dev countries absorb more than half of global FDI flows.
RBI special liquidity #scheme for NBFCs and HFCs through SPVs. SPV set up by SBI will purchase short term papers/instruments like CPs, NCDs from NBFCs/HFCs who will utilise proceeds for extinguishing existing liabilities. RBI provide funds to subscribe to instruments upto 30k crore, guaranteed by GOI.

Mo Finance

#scheme 2020-06-11 19:25:58

Pradhan Mantri Jan Dhan Yojana

for financial inclusion
will open bank accounts - zero balance
free accident insurance cover, over draft facility
RuPay debit w/ inbuilt accident insurance cover of Rs 1 lakh
2nd phase - micro-insurance and pension schemes to unorganized sector workers
overdraft facility inc to Rs.10,000
free accident insurance cover for new RuPay card holders has been doubled to Rs 2 lakh
upper age limit for overdraft facility has been hiked to 65 from the earlier 60

Aam Admi Bima Yojana

Social Security Scheme or group insurance scheme administered through LIC.
Death and Disability cover to persons b/w age group of ==18 yrs to 59 yrs==
insurance cover for a sum of Rs 30,000/- on natural death, Rs. 75,000/- on death or total permanent disability due to accident, Rs. 37,500/- for partial permanent disability due to accident.
total annual premium under the scheme is Rs. 200/- per beneficiary, of which 50% is contributed from the Social Security Fund.

Pradhan Mantri Suraksha Bima Yojana

provides accidental insurance cover at premium of Rs.12/year.
coverage of Rs.2 lakh for accidental death or PTD and 1 lakh for permanent partial disability.
age group ==18 to 70 years== with a savings bank account
serves the goal of financial inclusion for weaker sections

Pradhan Mantri Jeevan Jyoti Bima Yojana

it has the coverage for death due to any reason and is available to people in the age group of ==18 to 50 years== having a saving bank account.
Rs. 2 lakhs is available for a one year period at a premium of Rs.330/- per annum per member
Eligible persons can join the scheme without giving self-certification of good health

Atal Pension Yojana

started because coverage under the then existing Swavalamban #Scheme was inadequate.
subscribers would receive the fixed pension ranging from ==Rs.1000 - Rs.5000 per month== at the age of 60 years depending on their contribution
open to all bank account holders who are not members of any statutory social security scheme
age of joining APY is ==18 years to 40 years==
focuses on unorganised sector who join NPS or PFRDA
Central Government would also co-contribute 50% of the subscriber’s contribution or Rs. 1000 per annum, whichever is lower for a period of 5 years upto 2020
same pension would be paid to the spouse, on death of both spouse and subscriber accumulated pension amount goes to nominee.
Same investment pattern as NPS of central gov employees.
can be opened through banks or online.

National Pension

#Scheme

to provide old age security to citizens.
both residents and Non-resident in the age group ==of 18-65 years== can join NPS
regulated by PFRDA.
matching contribution from the employer
PFRDA has now permitted Overseas Citizen of India (OCI) to enrol in NPS at par with Non-Resident Indians.

Varishtha Pension Bima Yojana

for the benefit of citizens aged 60 years and above.
subscribers on payment of a lump sum amount get pension at a guaranteed rate of 9% pa
scheme allows withdrawals of deposit amount by the annuitant after 15 years of policy purchase.
administered through LIC

Pradhan Mantri Vaya Vandana Yojana

exclusively for the senior citizens aged 60 years or above.
investment limit is Rs.15 lakh/senior citizen and provides an assured return of 8% p.a. for 10 years
exempted from Service Tax/ GST and LIC is the implementing agency
ceiling of maximum pension is for a family
Premature withdrawal from the scheme is possible for medical treatments
Any shortfall is subsidized by the gov

Pradhan Mantri MUDRA Yojana

Micro Units Development & Refinance Agency
to refinance collateral-free loans given by the lenders to small borrowers
Gives collateral free loans by Banks, NBFCs and MFIs
Loans are of 3 categories :
- Shishu for loans up to Rs. 50,000
- Kishore for loans above Rs. 50,000 and up to Rs.5 lakh
- Tarun for loans above Rs.5 lakh and up to Rs.10 lakh
MUDRA debit cards are issued to the borrwers to withdraw loan from any ATM in India
2% Interest Subvention approved on prompt repayment of Shishu Loans

Gold Monetisation

#Scheme

will earn interest for the gold that is deposited in a gold savings account.
tenure of gold deposits is likely to be for a minimum of one year
long-term objective is to reduce the country’s reliance on the import of gold.

Sovereign Gold Bond Scheme SGB

government securities denominated in grams of gold to be issued by RBI.
started in 2015 to reduce dependency on gold imports and encourage paper for of saving
restricted for sale to resident Indian entities
basic unit of 1 gram with maximum investment of 4 kg (from 500g) for individuals and Hindu Undivided Family (HUF) and 20 kg for Trusts.
interest rate is fixed at the rate of 2.50% p.a with tenor period of 8 years exit option from 5th yr.
capital gains tax has been exempted
interest on Gold Bonds shall be taxable
Bonds can be used as collateral for loans and are eligible for SLR purposes
tradable on stock exchanges
redemption price will be in INR based on previous week’s simple average of closing price of gold

Project Shaksham

for creation of a New Indirect Tax Network of CBEC by Mo Finance.

Will help in

Implementation of GST
Extension of Indian Customs SWIFT
improve EoDB etc

Tejaswini

scheme for the socio-economic empowerment of Adolescent Girls and Young women
To provide them with basic and then market driven skill training
Major components are expanding opportunities and strengthen women’s participation

KCC Kisan Credit Card

to Fishermen and Cattle Owners to extend the coverage of institutional credit delivery and improve adequate and timely credit support in this sector
To meet the short-term credit requirements
simplified procedure to give credit
Post-harvest expenses
Produce marketing loan
also provides the facility of ATM enabled RuPay Card
for small farmers, marginal farmers, share croppers, oral lessee and tenant farmers.
Self-Help Groups (SHGs) or Joint Liability Groups (JLGs) are also eligible for availaing benefits

Swacch Bharat Kosh SBK

to attract funds from Corporate secotor, individuals, philanthropists etc for Swacch Bharat mission

Stand Up India #Scheme

promote entrepreneurship among Women, SC, ST at grass root level.
Women have dominated scheme.
Objective is to facilitate loans b/w 10 lakh and 1 crore that would be collateral free through credit guarantee.
leverages institutional credit structure to facilitate loans from 1lk to 1cr
SIDBI and NABARD are connect centres
Loans only for Greenfield Project
Borrower -> 18yr w/o any bank default

Static - Inclusive Growth and Issues Arising from it

2020-10-22 07:43:25

Inclusive G - creates emp opportunities, helps reduce poverty, having access to essential services, quality of opportunity, growth process ie env friendly, good governance

Elements :

Skill Dev - harness demographic dividend, paucity of highly trained workforce, non emp of conventionally trained youth, 30% of youth not in education, emp or training
Fin Inclusion
Tech Advancement improve Agriculture, Manufacturing, Education, Health, Governance
Economic Growth and Social Development

Challenges

373 mil IN experience acute deprivations, 8.8% of pop lives in sever Multidimensional poverty, 20% are vulnerable to MP
Unemployment, low investment, low capital utilisation in industry, low agriculture growth
Agri Backwardness - 44% people work in agri related emp, contributes only 16.5%
- Issues : Declining per capita land availability, slow reduction in share of employment, low labour productivity, decline in agri yield, disparities in growth across regions

Regional social disparities, low level, slow growth in public expenditure, poor quality delivery system, low social indicators for OBC SC ST Muslims
Regional Disparities - in literacy rates, per capital income, caste system, gender gap
Various indexes that measure this is in CA
Measures taken by Gov
Per WEF 3 practical ways to boost social inclusion are countries should inc public and private investment in their citizens capabilities, upgrade national rules institutions, inc public investment in labour intensive sector

Issues with Make in India and PLI Scheme

Make in India

aims to attract both capital and technological investment in India to become top FDI destination.
Focus on job creation and skill enhancement in 25 key sectors viz automobiles, aviation, biotech.
it wants to facilitate investment, foster innovation, have best in class mfg infrastructure, improve EoDB and enhance skill development.
Focus on 27 secots under MII2.0 where 15 sectors are covered b DPIIT and 12 sectors by Do Commerce.
Mo Commerce and Industry is nodal agency.

Steps taken by govt

Portal of dissemination of information and interaction with investors has been created to generate awaress about investment opportunities.
Invest India set up as investment facilitation agency.
Investment Facilitation cell
Start up India and Stand up India campaigns have been launched.
For MSME promotion India Aspiration Fund set up under SIDBI, SIDBI Make in India Loal for Small Enterprises SMILE started to give out equity based loans, MUDRA bank loans.

Issues

aimed at capital intensive manufacturing, not labour intensive ones, protectionist approach
mfd and construction sectors are losing jobs

Mo Labour and Employment

#scheme 2020-06-12 11:37:59

Pradhan Mantri Shram-Yogi Maandhan

for the unorganised sector workers with monthly income of up to Rs 15,000 not paying income taxes.
provide assured pension of Rs 3,000 per month
cover 10 crore workers in the first 5 years
spouse of the beneficiary shall be in case of death entitled to receive 50% of the pension after 60 before 60 can continue the scheme.
through auto debit from Jan Dhan/ Savings account
Atal Pension Yojana also covers the same sector.

Deendayal Upadhyay Shramev Jayate Karyakram launched to provide conducive environment for industrial development. Various initiatives under this include :

Shram Suvidha Portal for redressal of grievance
Random Labour Inspection scheme
Universal Account Number (UAN) for Employee Provident Fund (EPF) to make it more portable
Apprenticeship Protsahan Yojana for on job training.
Revamped Rashtriya Swasthya Bima Yojana for convergence of all social security schemes.

Pradhan Mantri Rojgar Protsahan Yojana

for employees earning wages less than Rs.15,000/- per month
Gov will pay entire employer’s contribution 12% towards EPF and EPS for 3 years.

Atal Bimit/Beemit Vyakti Kalyan Yojna launched to financially support those who lost their jobs covered under Employees’ State Insurance ESI Act, 1948.

Cash benefit is 25% of average per day earning inc to 50% max 90 days of unemployment
funded from ESI contribution
Coordinated by ESIC

Mission Mode Projects - Project within the National e-Governance Plan (NeGP) that focuses on one aspect of electronic governance, such as banking, land record and has cleared defined objectives.

Mo Development of NER

#scheme 2020-06-11 19:15:55

North East Rural Livelihood Project NERLP by MoDNER : Central Sector scheme externally aided by World Bank and implemented in four North Eastern States namely Mizoram, Nagaland, Sikkim and Tripura.

to improve livelihoods of the poor especially of women and disadvantaged.
by promoting SHGs

North East Special Infrastructure Development Scheme : fill up the gaps in creation of infrastructure in specified sectors till March 2020 related to water supply, power etc also social sector of education and health.

Mo Communication

#scheme 2020-06-11 19:11:49

National Broadband Mission

access in all villages in the country by 2022
lay incremental 30 lakh route km of Optical Fiber Cable
work with States and UTs for having consistent policies
increase tower density from 0.42 to 1 tower per thousand of population by 2024
investments of around Rs.7 lakh crore
Broadband Readiness Index will be developed
Creation of a digital fiber map.

Bharat Net : provide network infrastructure with affordable broadband connectivity on a non-discriminatory basis.

First phase - providing broadband connectivity to 1kh gram panchayats by 2017
Second Phase — providing broadband connectivity to 2 lakh gram panchayats by 2019
Third Phase — providing state-of-art network using fibers between districts and block with reduced redundancy by 2023
All the Service Providers will be given non-discriminatory access to the National Optic Fibre Network NOFN
funded from Universal Service Obligation Fund
Bharat Broadband Network, a SPV mandated to create NOFN.

Sampoorna Bima Gram Yojana to give rural people affordable life insurances services by Mo Communication.

at least 1 village will be identified in each district with pop more than 100 and Rural Postal life insurance will be given for each household.
All villages under Saansad Adarsh Gram Yojana will be brought under this.

Deen Dayal SPARSH or Scholarship for Promotion of Aptitude & Research in Stamps as a Hobby (SPARSH) Yojana. For children of Standard VI to IX having good academic record.

DARPAN or Digital Advancement of Rural Post Office for A New India realizing financial inclusion of un-banked rural population. Provide a low power technology solution to each branch postmaster to improve service delivery, reimbursement of social security benefits such as MNREGS, old age pension and DBT will also be done.

Pt Deendayal Upadhyaya Sanchar Kaushal Vikas Pratisthan by Mo Communication :

skill development scheme that will train rural youth to maintain mobile towers, repair optical fibres etc
DoT will train people.
Will be implemented in UP, Bihar, Odisha, Punjab and Haryana.
Training will be based on National Skill Qualification Framework (NSQF)

Static : Govt Budgeting

2020-10-22 07:44:37

#todo

Fiscal Planning¹

#todo ⏫

15th Finance Commission

2020-08-28 08:04:17

Criteria	14th FC 2015-20	15th FC 2020-21
Income Distance	50.0	45.0
Population 1971	17.5	-
Population 2011	10.0	15.0
Area	15.0	15.0
Forest Cover	7.5	-
Forest and Ecology	-	10.0
Demographic Performance	-	12.5
Tax Effort	-	2.5
Total	100	100

Income Distance : Is the difference between per capita GSDP of the state with the state with highest GSDP. States with low per capita given more to maintain equity.
Demographic performance is new - reward efforts made by states in controlling their population
Total Dev of Rs 8.55 lk cr, 41% of divisible pool of taxes, Max dev to UP and Bihar
Also recommends grant in aids to the states which include
- Revenue deficit grants
  - 14 states will get this , special grants also compensate for dec in devolution
- Grants to local bodies
  - 90k cr, 4.31% of divisible pool
- Disaster Mgt grants
Sector Specific grants - nutrition, health, pre-primary education, judiciary and railways.

PYQ : Inclusive Growth and Budgeting

2020-10-30 16:44:44

Comment on the important changes introduced in respect of the Long-term Capital Gains Tax (LCGT) and Dividend Distribution Tax (DDT) in the Union Budget for 2018-2019.	2018
One of the intended objectives of Union Budget 2017-18 is to ‘transform, energize and clean India’. Analyse the measures proposed in the Budget 2017-18 to achieve the objective.	2017
Women empowerment in India needs gender budgeting. What are the requirements and status of gender budgeting in the Indian context?	2016
In what way could replacement of price subsidy with Direct Benefit Transfer (DBT) change the scenario of subsidies in India? Discuss.	2015
What are the reasons for introduction of Fiscal responsibility and Budget Management (FRBM) act, 2003? Discuss critically its salient features and their effectiveness.	2013
What is meaning of the term tax-expenditure? Taking housing sector as an example, discuss how it influences budgetary policies of the government.	2013
Discussion the rationale for introducing Good and services tax in India. Bring out critically the reasons for delay in roll out for its regime.	2013

Answers and Analysis

Distinguish between capital budget and revenue budget. Explain the components of both these Budgets. (पूँजी बजि तथिा राजस् बजि के मध् अन्र स्पटि कीजजए। इन दोनो बज ं िो के संघ ं िको को समझाइए।) ं 2021

Explain the rationale behind the Goods and Services Tax (Compensation to States) Act of 2017. How has COVID-19 impacted the GST compensation fund and created new federal tensions? (वस्तु एवं सेवा कर (राज्यो को ं क्नतपूर्त) असधननयम, 2017 के तका्भधार की व्याख्ा कीजजए। कोनवड-19 ने कै से वस्तु एवं सेवा कर क्नतपूर्त ननसध (जी० एस० िी० कॉम्पेन्सेिन फन्ड) को प्भानवत और नये संघीय तनावो को उ ं त्न्न हकया है?) 2020

Enumerate the indirect taxes which have been subsumed in the Goods and Services Tax (GST) in India. Also, comment on the revenue implications of the GST introduced in India since July
(उन अप्त्यक् करो को ग ं गनाइए जो भारत में वस्तु एवं सेवा कर में सस्म्ललत हकये गए हैं । भारत में जुलाई २०१७ से हरियास्न्वत (जी. एस. िी) के राजस् ननहहताथिमों पर भी हिपण्ी कीजजए।) 2019

The public expenditure management is a challenge to the government of India in the context of budget-making during the post-liberalization period. Clarify it. (उत्र-उदारीकरण अवसध के दौरान, बजि ननमा्भण के सं दभ्भ में, लोक व्यय प्बंधन भारत सरकार के समक् एक चुनौती है । इसको स्पटि कीजजए।) 2019

Comment on the important changes introduced in respect of the Long-term Capital Gains Tax (LCGT) and Dividend Distribution Tax (DDT) in the Union Budget for 2018-2019. (के न्द्रीय बजि, 20182019 में दीघ्भकाललक पूंजी अशभलाभ कर (एल० सी०जी०िी०) तथिा लाभांि नवतरण कर (डी०डी०िी०) के संबंध में प्ारंभ हकए गए महत्त्वपूण्भ पररवत्भनों पर हिप्पणी कीजजए।) 2018

One of the intended objectives of Union Budget 2017-18 is to ‘transform, energize and clean India’. Analyse the measures proposed in the Budget 2017-18 to achieve the objective. (2017-18 के संघीय बजि के अभीटि उद्ेश्यो में से एक उद् ं ेश्य ‘भारत को रूपांतररत करना, ऊजा्भवान बनाना और भारत को स्च् करना’ है । इस उद्ेश्य को प्ाप्त करने के ललए बजि 2017-18 में सरकार द्ारा प्स्तानवत उपायो का ं नवश्ेषण कीजजए।) 2017

Women empowerment in India needs gender budgeting. What are the requirements and status of gender budgeting in the Indian context? (भारत में महहला सिक्तिकरण के ललए जेंडर बजहिंग अननवाय्भ है। भारतीय प्सं ग में जेंडर बजहिंग की क्ा आवश्यकताएँ एवं स्स्नत हैं?) 2016

In what way could replacement of price subsidy with Direct Benefit Transfer (DBT) change the scenario of subsidies in India? Discuss. (प्त्यक् लाभ अंतरण (डी.बी.िी.) के द्ारा कीमत सहाययकी का प्नतस्ापन भारत में सहाययहकयो के पर ं रदृश्य का हकस प्कार पररवत्भन कर सकता है? चचा्भ कीजजए।) 2015

What are the reasons for introduction of Fiscal responsibility and Budget Management (FRBM) act, 2003? Discuss critically its salient features and their effectiveness. (नवत्ीय दाययत्व और बजि प्बं धन (FRBM) असधननयम 2003 को प्ारभि करने के क्ा कारण थिे? उसके प्मुख प्ावधानो और उनकी ं प्भानवकता का समालोचनात्मक नववेचन कीजजए।) 2013

What is meaning of the term tax-expenditure? Taking housing sector as an example, discuss how it influences budgetary policies of the government. (‘कर खच्भ’ (Tax Expenditure) का क्ा अथि्भ है? गृह क्ेत्र का उदाहरण लेते हए नववेचना कीजजए हक यह िासन की बजि-संबंधी नीनतयो को कै से ं प्भानवत करता है।) 2013

Discussion the rationale for introducing Good and services tax in India. Bring out critically the reasons for delay in roll out for its regime. (भारत में माल व सेवा कर (GST) प्ारभि करने के मूलाधार की नववेचना कीजजए। इस व्यवस्ा को लागू करने में नवलम् के कारणो का समालोचनात्मक व ं ण्भन कीजजए।) 2013

[[003 Fiscal System or Public Finance in India]] ↩

Inclusive Growth and Govt. Budgeting

Inclusive Growth and Govt. Budgeting

CA : Feb 2020 Onwards

CA : April 2019 - Jan 2020

CA Investment Model : April 2019 - Jan 2020

Mo Finance

Pradhan Mantri Jan Dhan Yojana

Aam Admi Bima Yojana

Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana

Atal Pension Yojana

National Pension

Varishtha Pension Bima Yojana

Pradhan Mantri Vaya Vandana Yojana

Pradhan Mantri MUDRA Yojana

Gold Monetisation

Sovereign Gold Bond Scheme SGB

Project Shaksham

Tejaswini

KCC Kisan Credit Card

Swacch Bharat Kosh SBK

Stand Up India #Scheme

Static - Inclusive Growth and Issues Arising from it

Elements :

Challenges

Issues w/ Social Dev

Issues with Make in India and PLI Scheme

Mo Labour and Employment

Mo Development of NER

Mo Communication

Static : Govt Budgeting

Fiscal Planning1

15th Finance Commission

PYQ : Inclusive Growth and Budgeting

Footnotes

Fiscal Planning¹